The 8 Most Useful Financial Apps

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• February 20, 2013
• By Julie Anderson
• 3 Comments

We now use our smartphones for a variety of tasks throughout everyday life, but no applications are more helpful than those in the financial category. After all, managing your money has a direct effect on your life.

Since there are so many apps to choose from for your financial recording, tracking and budgeting needs, we’ve narrowed down the field to help you decide which ones to check out first.

Here are the top eight:

1. Mint

Mint is one of the most respected multifunction financial apps in the industry today. It allows users to track and monitor all bank account transactions through the ease of their smartphone. Mint will automatically import your information from your bank accounts, brokerage firms, credit card statements and even 401(k) accounts. This allows for the most accurate display of your financial status, resulting in the best money management from a smartphone available on the app market today.

2. SigFig

For those looking to analyze investment portfolios, the SigFig app is the one to use on all mobile devices. Not only does this app collect investing information in one select location; it also analyzes asset allocation, fee rates and the qualities of portfolios characteristics—all of which would typically require the use of a financial planner.

3. Ask Dave Ramsey

Dave Ramsey is known as one of the top financial gurus, and many people looking to regain a healthy financial standing ask themselves the question “What Would Dave Do?”

Now you can learn the exact advice Dave Ramsey would give through the Ask Dave Ramsey mobile app. It offers advice in all areas of finance in true Ramsey form through legitimate, straightforward and easy-to-understand responses that can include simple anecdotes and real-life examples. This app is extremely useful if you’re looking to get your finances in shape or improve your spending habits.

4. Pageonce

The Pageonce app is perfect if you want to know exactly where you’re spending your money and track login information for bill paying or other online accounts. This app gives you the ability to access every online account from your mobile smartphone or tablet, including those forgotten accounts like Netflix, utility accounts and even social media dating sites.

Not only does it keep your information all in one place; it also protects your online account information by allowing you to disable all access to online accounts if your smartphone is stolen. How’s that for peace of mind?

5. Balance

Some of us love the idea of having all of our financial information automatically updated, but others can practice better fiscal responsibility through manually inputting information into apps that track spending. Balance is a mobile device app that allows users to input information after each transaction, much like a virtual check register. This free phone app is useful to those who wish to be more accountable for spending without unsightly and cluttered paperwork, check registers or “I spent” lists.

6. Bloomberg

If you want to track stocks and shares, smartphone users often recommend this app, particularly for monitoring self-directed IRA investments as they fluctuate each day. Bloomberg makes it easy to monitor investments with unique and simple menus that showcase the most up-to-date and accurate information from all over the Web.

7. Bill Tracker

Perhaps the most useful of our eight apps is Bill Tracker. It helps make sure your payments are never late by tracking and monitoring owed amounts, payment confirmation numbers and even due dates. You can set reminders on your phone so you get alerts when a bill is nearing its payment date or is already past due. This app is particular useful for users who want to forge new habits of on-time bill paying in an effort to be more responsible or improve credit ratings.

8. Doxo

Doxo markets itself as “Your Digital File Cabinet,” and it can certainly be just that. The app allows you to back up important files, manage your household payments and connect with your utility service providers, all from one account. With Doxo, it’s no longer necessary to log into 20 different sites just to figure out where things stand with your household bills. View all your e-statements at once from your personal Doxo account.

What are your favorite financial mobile apps?

Julie Anderson is a writer and marketing specialist for Accuplan.net, the self-directed IRA specialists.

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